Frequently Asked Questions

What is CGMA?

Coast Guard Mutual Assistance (CGMA) is a non-profit charitable organization established to provide financial aid to the entire Coast Guard family.  While CGMA works closely with the U.S. Coast Guard, it is an independent corporation.  Its mission is to promote the financial stability and general well being of Coast Guard people through interest-free loans, grants, and financial counseling. 

Who does CGMA help?

CGMA is Coast Guard people helping Coast Guard people!  It is the only assistance organization truly dedicated to providing assistance solely to all members of the Coast Guard family.  With few exceptions, anyone associated with the U.S. Coast Guard may seek help in one form or another from CGMA for themselves or on behalf of their immediate family members.  That includes:

bullet Active Duty
bullet Retired Military
bullet Coast Guard Civilian Employees
bullet Coast Guard Reserve (Selected Reserve and Standby Reserve - Active status)
bullet Coast Guard Auxiliary
bullet Public Health Service Officers serving with the Coast Guard
bullet Surviving Family Members

What does CGMA Provide?

Short-term financial assistance to meet demonstrated needs through:

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Interest free loans

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Personal Grants

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Education assistance

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Confidential financial counseling and referral services

What can CGMA help with?

Some categories of financial assistance offered by CGMA are:

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Emergency travel

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Temporary living expenses

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Funeral expenses

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Emergency home repair

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Loss of funds or property

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Natural disaster relief

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Vehicle repair

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Moving expenses

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Housing rental assistance

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Housing purchase assistance

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medical and dental expenses

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past due bills and expenses

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Debt management

What can't CGMA help with?

Examples of what CGMA may not be used for:

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Long-term, continuing or frequent assistance

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Maintaining a standard of living beyond means

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Purchase, rental, or lease of motor vehicles

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Elective surgery

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Gambling debts

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Legal expenses, including fees for divorce, child custody or other domestic issues

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Expenses resulting from disciplinary action including court fees, fines, judgments, liens, bail, or legal fees, except to prevent privation of immediate family members.

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paying personal income or property tax

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Financing marriage costs

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Abortions

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Pet related expenses

How do I get help?

Contact a CGMA Representative.  To find your local Representative, ask at your unit, call CGMA Headquarters, at 1-800-881-2462, or click here to see a list of Representatives.

Eligible individuals need not have contributed to CGMA to receive assistance.

What if I'm deployed or underway and my spouse needs emergency assistance?

If your spouse has a power of attorney or Pre-Authorization Form (CGMA Form 16), CGMA can provide assistance, as needed, up to such limits as may be specified in the power of attorney or Pre-Authorization Form. 

CGMA can provide a one-time emergency loan of up to $200 to the spouse if there is no power of attorney or Pre-Authorization Form and you cannot be contacted.

Where do CGMA funds come from?

Support for CGMA comes from:

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Voluntary contributions from the Coast Guard family.

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Repayment of CGMA interest-free loans

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Investment income

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Unsolicited contributions

CGMA does not receive any appropriated or non-appropriated government funds.

What's CGMA record of assistance?

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CGMA has provided over $133 million in financial assistance since 1924.
 

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In recent years, CGMA has provided $30.6 million in interest-free loans, almost $500,000 in personal grants, and over $2.3 million in supplemental education grants and education loan origination fee reimbursements.
 

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At any point in time, approximately one-third to one half of CGMA's net worth is out in loans.

Why an annual fundraising campaign?

Without an annual infusion of funds, CGMA would eventually deplete it funds and be unable to provide assistance.

The campaign helps raise awareness of the array of assistance available from CGMA.

How can I help?

For Active Duty and Retired military and for civilian employees, contributions can be made conveniently through an allotment or payroll deduction.

Contributions may also be made by check or money order, or with a credit card.

Contribution forms are available on our web site:  Click here.

Checks or money Orders, payable to "CGMA", may be sent at any time to the following address:

Coast Guard Mutual Assistance

4200 Wilson Blvd. Suite 610

Arlington, VA 22203-1804

Credit card contributions made be made online or by calling CGMA Headquarters Monday-Friday 0700-1600 eastern (except holidays) 1-800-881-2462.

CGMA is tax exempt under section 501(c)(3) of the Internal Revenue Code, and contributions to Coast Guard Mutual Assistance are deductible for income and estate tax purposes.

Where can I get more information about CGMA?

Continue to explore this website

Contact your local CGMA Representative.  To find your local Representative, ask at your unit, call CGMA Headquarters, at 1-800-881-2462, or click here to see a list of Representatives.

Contact CGMA Headquarters by calling 1(800) 881-2462 or writing to us at:

Coast Guard Mutual Assistance

4200 Wilson Blvd. Suite 610

Arlington, VA 22203-1804

 “We Look After Our Own”