With only a few exceptions, almost everyone associated with the U.S. Coast Guard is eligible to request assistance from Coast Guard Mutual Assistance on behalf of themselves or their immediate family members.
Eligibility under special circumstances may apply in certain situations. Additional eligibility limitations and guidelines specific to each type of assistance may also apply.
Click on any category to see a definition of who is included in that group.
Eligibility to receive assistance for themselves or on behalf of their immediate family members is generally extended to, U.S. Coast Guard:
Active Duty Members
Members of the regular Coast Guard including Academy Cadets, OCS personnel and Recruits.
Retired Military Personnel
Members who have retired from active duty based on longevity or retired because of physical disability (both TDRL and PDRL)
Reserve members who have satisfactorily met service requirements, age criteria and have been transferred to retired status (with or without pay)
Individuals from the above categories who have waived their Coast Guard retired pay to receive retired pay from the Veterans Administration
Federal Employees of the U.S. Coast Guard, including those under the wage grade (WG) and the General Service (GS) systems.
Non-appropriated Fund (NAF) employees, including employees of the Coast Guard Exchange System (CGES) as well as Morale, Well-being, and Recreation (MWR) employees and Child Development Center (CDC) Employees who are NAF personnel.
Reserve members while serving on extended active duty.
Selected Reserve: Individual Reserve members who are serving on paid Inactive Duty Training (IDT). Members of the Selected Reserve are said to be in a drilling status, that is, they must attend 48 IDT drills and 12 days Active Duty Training (ADT) per year.
Standby Reserve - Active Status: Reserve members who are in neither the Ready Reserve nor the Retired Reserve, and who are liable for mobilization only in time of war or national emergency declared by Congress. They may earn retirement points, compete for promotion, but may not receive pay.
Individuals who are active, participating members of their flotilla.
PHS Officers and Chaplains
Commissioned Personnel of the Public Health Service and Military Chaplains from any branch of the service while serving with the U.S. Coast Guard.
Staff employees located at CGMA-HQ.
Immediate Family Members
Individuals who typically reside with the CGMA sponsor and must generally be eligible to obtain a government dependent identification card or qualify to be included as a dependent for federal tax purposes and may include:
- The lawful spouse of the CGMA sponsor
- Unmarried dependent children including natural, adopted and stepchildren, under 21 years of age, unless physically or mentally handicapped
- Parents and other family members who are dependent on the CGMA sponsor for over half of their support
Surviving Family Members
Surviving Family Members may request and be given assistance directly only under special circumstances
Assistance for themselves or on behalf of their family members will not generally be extended to:
Members Separated Prior to Retirement
Members who leave the Coast Guard for any reason, whether voluntary or involuntary, prior to retirement
Retired Civilian Employees
Coast Guard Civilian Employees who are retired based on longevity or due to disability.
Inactive Reserve Members
Individual Ready Reserve (IRR): Unpaid Reserve members who have no obligation to participate in the Selected Reserve. Most members of the IRR have completed their required active service obligation but must remain on the Reserve rolls to complete their military obligation.
Standby Reserve (Inactive Status) also known as the Inactive Status List (ISL): Reserve members who may not earn retirement points, compete for promotion, or receive pay.
Individuals who are no longer legally married to the CGMA sponsor. This includes those who may retain certain privileges and dependent identification cards.
However, emergency assistance on behalf of a dependent child of the CGMA sponsor, in custody of a former spouse, may be justified in certain circumstances. These dependent children may also be eligible for certain CGMA Education Programs.
Individuals who are not related or married to the CGMA sponsor. This may include boyfriends, girlfriends or other non-family members. Non-family members, whether or not they are living with the CGMA sponsor, are not generally authorized to receive assistance. Nor is the CGMA sponsor authorized to receive assistance on their behalf.
However, limited assistance due to the death or critical medical condition of the CGMA sponsor may justify giving assistance directly to a non-family member.
Contractors and Sub-Contractors
Employees of private companies working with the Coast Guard.
Individuals on the CGMA Restricted List
Individuals on the CGMA Restricted List are not eligible to receive any assistance without approval by CGMA-HQ.
Detailed information concerning eligibility is contained in Section 3-B of the CGMA Manual
Review our General Information Brochure
Contact your local Coast Guard Mutual Assistance Representative
Call CGMA-HQ (800) 881-2462 or (703) 875-0404
Send us an email: ARL-DG-CGMA@uscg.mil