About Us

Frequently Asked Questions

CGMA is Coast Guard people helping Coast Guard people!

CGMA is a non-profit charitable organization established to provide financial aid to the entire Coast Guard family. While CGMA works closely with the U.S. Coast Guard, it is an independent corporation. Its mission is to promote the financial stability and general well being of Coast Guard people through interest-free loans, grants, and financial counseling.

Learn more about Applying for Assistance

Your local Representative is the first person to see when you need assistance Locate a Representatives

You can also contact CGMA Headquarters

Note: Eligible individuals need not have contributed to CGMA to receive assistance.

It is the only assistance organization truly dedicated to providing assistance solely to all members of the Coast Guard family. With few exceptions, anyone associated with the U.S. Coast Guard may seek help in one form or another from CGMA for themselves or on behalf of their immediate family members. That includes:

  • Active Duty
  • Retired Military
  • Coast Guard Civilian Employees
  • Coast Guard Reserve (Selected Reserve and Standby Reserve - Active status)
  • Coast Guard Auxiliary
  • Public Health Service Officers serving with the Coast Guard
  • Surviving Family Members

Types of assistance offered by CGMA include:

  • Interest free loans
  • Personal Grants
  • Education assistance
  • Layettes (welcome gift for baby)
  • Adoption Assistance
  • Respite Care
  • Outreach Program
  • Confidential financial counseling and referral services

Note: Eligible individuals need not have contributed to CGMA to receive assistance.

Categories of financial assistance offered by CGMA include:

  • Emergency travel
  • Natural disaster relief
  • Medical expenses
  • Dental expenses
  • Rental assistance
  • Closing cost assistance
  • Funeral expenses
  • Moving expenses
  • Temporary living expenses
  • Vehicle repair
  • Past due bills & expenses
  • Emergency home repair
  • Debt management
  • Loss of funds or property

Note: Eligible individuals need not have contributed to CGMA to receive assistance.

Examples of what CGMA may not be used for:

  • Long-term, continuing or frequent assistance
  • Legal expenses, including fees for divorce, child custody or other domestic issues
  • Maintaining a standard of living beyond means
  • Paying personal income or property tax
  • Purchase, rental, or lease of motor vehicles
  • Financing marriage costs
  • Elective surgery
  • Abortions
  • Gambling debts
  • Expenses resulting from disciplinary action including court fees, fines, judgments, liens, bail, or legal fees (except to prevent privation of immediate family members)

If your spouse has a power of attorney or a Pre-Authorization Form (CGMA Form 16), CGMA can provide assistance, as needed, up to such limits as may be specified in the power of attorney or Pre-Authorization Form. 

If there is no power of attorney or Pre-Authorization Form and you cannot be contacted, CGMA can provide your spouse a one-time emergency loan of up to $300.

If you wish to pay off your account balance early, please call 703.595.5930 to determine your balance.

All questions about your account and your balances should be sent via email to: accounts@cgmahq.org.

Support for CGMA comes from:

  • Voluntary contributions from the Coast Guard family
  • Repayment of CGMA interest-free loans
  • Investment income
  • Unsolicited contributions

Note: CGMA does not receive any appropriated or non-appropriated government funds.

  • CGMA has provided over $221 million in financial assistance since 1924

  • In 2021, CGMA provided $6.6 million in essential financial aid to 4,404 Coast Guard families

  • Hurricane Ida was the second largest hurricane response in CGMA history. Total assistance of $1.9 million was provided with more than $1.5 giving as grants.

Without an annual infusion of funds, CGMA would eventually deplete its funds and be unable to provide assistance. Also, the campaign helps raise awareness of the array of assistance available from CGMA.

  • Active Duty, Retired military and civilian employees contributions can be made conveniently through an allotment or payroll deduction
  • Credit card contributions can be made securely online with our partnership with Qgiv
  • Contributions may also be made by check or money order. Checks or money Orders, payable to "CGMA", may be sent at any time to the following address:

    Coast Guard Mutual Assistance
    1005 N. Glebe Road
    Suite 220
    Arlington, VA 22201

  • Continue to explore this website
  • Talk to the CGMA Representative at your unit
  • Locate a Representative in your area
  • Contact CGMA Headquarters